Julia Arakelian is the President of Ark Home Loans. With 15 years of experience in mortgage and real estate, she is dedicated to helping individuals and families achieve the dream of homeownership. Her faith shapes the way she leads—with integrity, purpose, and a genuine heart for serving others. Julia is honored to help people navigate life’s biggest financial decisions while building relationships rooted in trust, care, and integrity.

Raymond Mikhail is the SVP of Ark Home Loans. With decades of experience in mortgage and real estate, Raymond is a man of faith, a proud father of six, and a successful real estate investor. Having experienced the highs and lows of the market firsthand, he brings knowledge, perspective, and a genuine passion for helping others achieve homeownership and build wealth through real estate. His faith shapes the way he serves—with integrity, purpose, and a heart for people. For Raymond, it is never just about the rate or the loan; it is about helping people make meaningful financial decisions and building lasting relationships rooted in trust and care.