Realize Your Dream of Home Ownership

Get Started Now!

Welcome to Ark Home Loans. We are a full-service mortgage company based in Brea, California. We offer an array of mortgage products including Conventional, FHA, VA, USDA, Reverse, Jumbo and Alternative Non-conventional loan programs for Self-employed borrowers. Whether you are buying a home, refinancing, or investing, we can help you realize your dream of home ownership and save you money.

Why choose Ark Home Loans?

What makes Ark Home Loans unique is that we also offer alternative income qualification methods: Private money, Bank statement loan programs for self-employed borrowers, Asset Utilization for high-net worth borrowers, No Income Documentation, Investor Debt Service Coverage and Super Jumbo loans up to $10M.

Contact Ark Home Loans today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Find the Right Mortgage Option for You! Tell us what your goal is

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Loan Calulator

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Get To Know Us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

What our clients say about us!

Ark Home Loans not only helped us get our home refinanced but they truly educated us throughout the whole process. We were able to get into a 15-year fixed loan which we had not considered until we were given multiple options and able to choose the option which made the most sense for us. Julia Arakelian in particular was so patient with us and made us feel like she cared more about our family making the best decision for our future than she did about how the company would benefit from our business. All of our future purchases and refinancing will be done with Ark Home Loans without question!

I met Julia through a family member a few years ago. She has helped me do several refi’s as well as a home equity line of credit. Julia has always been professional and answered some ridiculous questions I’ve had. There we’re several occasions where I had to contact her during the evening hours and she took my calls. She has never ignored me and has always called or text back swiftly. She has been an absolute pleasure to work with and I will always use her company moving forward.

Ark Home Loans helped us refi from a 30yr to a 20yr home loan with very little difference in payment. Julia is very professional and knowledgeable. She is the right choice for your home loan needs. Thank you Julia and Ark Home Loans!

I thank you so much for the work that you did for me! A few months ago, I had the idea that all I needed was a loan to be able to create a studio in my garage. Because of your patience, determination and overall friendly demeanor, I am so thrilled that I have a successful refinance that will allow me to pursue the remodel! I can't wait to send you the before and after photos.

Ark Home Loans has been instrumental to closing successful Real Estate transactions for my home-buying clients. I have worked directly with Julia Arakelian and she gets the loan done timely while keeping all necessary parties up-to-date on the progress. I highly recommend; when shopping for a home loan; to contact Ark Home Loans.

Get started with your Digital Mortgage

No hassle, no obligation

Get Started Now!