Ark Home Loans
(888) 791-9959

Realize Your Dream of Home
Ownership

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Get To Know Us

We have loan officers in your community that thrive on helping you find the right mortgage to fit your needs.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Calculators

Our mortgage calculators help you hone in on your future mortgage based on options, interest rates, and more.

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Get started with our secure application. It's a few quick questions that take about 12 minutes to complete.

Mortgage Solutions in California, Florida, and Colorado

Welcome to Ark Home Loans, a full-service mortgage company based in Brea, California, and licensed to serve homebuyers, homeowners, and investors throughout California, Florida, and Colorado.

We offer a wide range of purchase and refinance options, including Conventional, FHA, VA, USDA, Jumbo, Reverse Mortgage, and Non-QM programs. We also provide flexible financing solutions for self-employed borrowers, real estate investors, and high-net-worth clients, including Bank Statement, Asset Utilization, DSCR, Private Money, and Super Jumbo loans.

Whether you are purchasing a home, refinancing, or expanding your real estate portfolio, Ark Home Loans can help you find a mortgage solution suited to your goals. Contact us today to explore your options.

Find the Right Mortgage Option for You!

Tools to help you get started

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply Now

Our Secure Application takes about 7-10 minutes to complete and is required for a "Pre-Approval." You will be contacted once your application is submitted.

Mortgage Calculators

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.

Loan Programs

Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable-rate mortgages.

Step by Step Guide

Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way, so you get the best loan option available to you.

What our clients say about us!

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Ark Home Loans not only helped us get our home refinanced but they truly educated us throughout the whole process. We were able to get into a 15-year fixed loan which we had not considered until we were given multiple options and able to choose the option which made the most sense for us. Julia Arakelian in particular was so patient with us and made us feel like she cared more about our family making the best decision for our future than she did about how the company would benefit from our business. All of our future purchases and refinancing will be done with Ark Home Loans without question!
- Mr. J.
Chino, Ca
I met Julia through a family member a few years ago. She has helped me do several refi’s as well as a home equity line of credit. Julia has always been professional and answered some ridiculous questions I’ve had. There we’re several occasions where I had to contact her during the evening hours and she took my calls. She has never ignored me and has always called or text back swiftly. She has been an absolute pleasure to work with and I will always use her company moving forward.
- James R.
Ark Home Loans helped us refi from a 30yr to a 20yr home loan with very little difference in payment. Julia is very professional and knowledgeable. She is the right choice for your home loan needs. Thank you Julia and Ark Home Loans!
- Devin H.
I thank you so much for the work that you did for me! A few months ago, I had the idea that all I needed was a loan to be able to create a studio in my garage. Because of your patience, determination and overall friendly demeanor, I am so thrilled that I have a successful refinance that will allow me to pursue the remodel! I can't wait to send you the before and after photos.
- T. A.
Sacramento, Ca
Ark Home Loans has been instrumental to closing successful Real Estate transactions for my home-buying clients. I have worked directly with Julia Arakelian and she gets the loan done timely while keeping all necessary parties up-to-date on the progress. I highly recommend; when shopping for a home loan; to contact Ark Home Loans.
- Darlene R.
Corona, Ca
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